CRA 2026 tax brackets — what changed for Canadians
Key thresholds updated for 2026. Here's what changed and how it affects your return.
Every year the CRA adjusts tax brackets for inflation. Here's what changed for 2026.
Federal Tax Brackets 2026
- 15% on the first $57,375
- 20.5% on $57,375 to $114,750
- 26% on $114,750 to $177,882
- 29% on $177,882 to $253,414
- 33% above $253,414
Basic Personal Amount
The basic personal amount is $16,129 — the first $16,129 of income is effectively tax-free federally.
RRSP Contribution Limit
18% of your 2025 earned income to a maximum of $32,490. Check your NOA for your personal room.
What This Means For You
If your income stayed roughly the same as 2025, you'll likely owe slightly less tax due to bracket indexing. Eldon applies the correct 2026 rates to your estimates automatically.
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